Saturday, March 30, 2013

GPS GUIDE: Sarah DeAnna, Model, Shares Mantras For The Ultimate Confidence Boost

The stress and strain of constantly being connected can sometimes take your life -- and your well-being -- off course. GPS For The Soul can help you find your way back to balance.

GPS Guides are our way of showing you what has relieved others' stress in the hopes that you will be able to identify solutions that work for you. We all have de-stressing "secret weapons" that we pull out in times of tension or anxiety, whether they be photos that relax us or make us smile, songs that bring us back to our heart, quotes or poems that create a feeling of harmony, or meditative exercises that help us find a sense of silence and calm. We encourage you to look at the GPS Guide below, visit our other GPS Guides here, and share with us your own personal tips for finding peace, balance and tranquility.

Ready for an instant confidence boost? Check out Sarah DeAnna's GPS Guide below, in which she shares uplifting mantras and photos that will leave you feeling empowered.

Sarah DeAnna is a successful international high fashion model who has appeared in some of the biggest and most influential fashion magazines worldwide, including Vogue, Elle, Marie Claire, Amica, L?Official, and Riviera. She has done runway shows and other events for internationally renowned designers, including Dolce & Gabbana, Versace, Stella McCartney, and others. She has appeared as a model on various TV segments for such stations and shows as TLC, Bravo, MTV, E!. Hollywood Insider, and Good Morning America. Sarah DeAnna is represented by several agencies worldwide. One of the reasons Sarah DeAnna is so successful in the modeling industry is because of her commitment to a healthy, balanced lifestyle. Sarah DeAnna is fascinated with nutrition and health, and is also committed to compassionate living and spreading the message to women and young girls that beauty radiates from within and that self-love, confidence, and a commitment to health are what make every woman just as gorgeous as any supermodel. That?s what her 1st book, Supermodel YOU, is all about.

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Source: http://www.huffingtonpost.com/2013/03/30/gps-guide-sarah-deanna_n_2981387.html

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Selling SEO to the C-Suite - Search Engine Watch (#SEW)

?Search sits at the core of online behavior. People spend more time on the Internet than watching TV. What customers put in the search bar is the expression of intent?, said Seth Besmertnik, CEO of Conductor, and presenter at the SEO in the Boardroom: Tangible Search Metrics session at SES New York. The session emphasized the importance of executive buy-in when it comes to investing in organic search, and a wealth of tips on how to go about winning it.

people-spend-more-time-on-internet-than-watching-tv

A Compelling Case for Investment in Organic Search

?SEO is about optimizing content so people can find it. Many people play a role in various stages of creating content, yet SEO often has no functional ownership of this process. It is imperative to get the C-suite engaged?, said Besmertnik. Before traveling down the path of strategy and implementation, you must first sell the C-Suite on making the investment in SEO.

Organic search is the indisputable leader in driving traffic that will convert to a website. Yet, it remains among of the lowest funding priorities when it comes to the website or marketing budget. Search marketing often attracts more of the budget, despite the fact that organic search delivers a higher rate of lead to close conversion than paid search, referral, social media, or outbound marketing.

conversion-by-channel-organic-search-vs-paid-referral-social-and-outbound-marketing

Despite the facts, ?organic search remains the most under-funded activity in web marketing?, said Besmertnik. He referenced data provided by Forrester and comScore indicating that allocation of search engine budgets is upside down.

While a mere 8 percent of search engine clicks come from paid search, 89 percent of the search budget is invested in search engine marketing. Conversely, while 92 percent of search engine clicks are organic in origin, a mere 11 percent of the search engine budget is invested in organic search.

paid-vs-organic-search-engine-click-and-spend-share

Besmertnik shared that when his organization inquired, organizations would reveal how little they invest in organic search. He used an example of a $100,000 per month budget where 10 percent spend on organic would be considered high, a mere 1 percent of the budget allocated to organic SEO is more the norm.

This could be discouraging to those championing SEO to the leadership team within their own organization, or that of a client. Fortunately, the facts are in the favor of SEO as a qualified investment. It is just a matter of communicating them to the right people, in a way they will understand and can respond to.

Speak Their Language

Besmertnik explained, ?most technical SEO professionals fail to communicate effectively with CEOs. They dive into details about link profiles, canonical URLs, missing alt tags, etc.? A technical discussion creates a technical barrier. Resist the temptation to dazzle them with terms you may use as a technician of your craft and focus instead on terms management is familiar with and understands.

One of the easiest ways to sell anything to the CEO, CFO, CMO, CTO, CIO or any other C-level executive, is to communicate with data. At the executive level, hype and industry trends mean very little until they directly impact the competitive edge and profitability of an organization.

Use Data to Demonstrate SEO Performance

To appeal to bottom-line focused executives, performance and ROI of any investment will be more heavily scrutinized than anywhere else in the organization. Which works to your advantage, when you are prepared to sell SEO.

A million people die, it?s a statistic, one person dies and its tragic. The same applies to keywords. CEOs actually care about keywords, perhaps even including the CEO?s name. Provide granular data that enables them to identify goals and view performance.

And, never forget there is a lot of ego and emotion invested in succeeding. Besmertnik reminds us that leadership, across the board, does not want to be beat by their competition or out-performed.

SEO is on the Rise

SEO as a skillset is on the rise. The number of SEO jobs increasing over the past year or two. And, Besmertnik shared that Conductor tracks the number of people on LinkedIn with SEO in their title or description - that number has jumped from 250,000 professionals in 2011, to 500,000 professionals in 2012.

In fact, some CEOs and executives from the C-Suite may consider themselves to be the SEO. For executives and other professionals who believe they know more than then they really do, satiate their desire to be engaged with frequent sharing of information, the way they want to see it. Or, educate them on focus of big picture for results, not just granular performance of one specific keyword.

Moderator Simon Heseltine, Director of SEO at AOL, suggested, ?when the CEO or other executives show interest in being more hands-on, offer them two options to participate, based on how to be involved if they wish to be.?

ROI and Revenue

Once you?ve sold the C-Suite on SEO, it will command budgetary investment as long as it delivers. Demonstrating ROI is an imperative when it comes to organic search.

As Besmertnik explains, even if you removed every hint of organic search traffic, you?d still get some level of search traffic. So, measuring performance can be as easy as subtracting the revenue generated by doing ?nothing? from the revenue generated to determine ROI of SEO.

He presented the following equation to illustrate:

SEO Revenue
- Revenue You?d Get From Doing Nothing
= ROI from SEO Investment

The following grid was presented by Besmertnik to gauge ROI of SEO.

charting-seo-roi

The top right if the chart represents the highest ROI. The bottom left represents the lowest ROI.

To be even more accurate, calculate costs of SEO that impact other roles and outcomes (cost of talent, crossover of data utilized for Paid search, programming, design, etc.) which expand the perceived value of investments made in natural search to the organization.

KPIs and Milestones

Search ranking data may not be enough to demonstrate SEO performance. To increase understanding, Besmertnik suggests referencing specific KPIs and milestones, such as how many keywords appear on page one of SERPs, rank, URLs appearing in search, competitive comparison an positioning, as well as notations of events that impact search performance (server upgrades, impact of Panda, Penguin, etc.).

Engage the C-Suite

The session could have stopped there, but there was much more ground to cover. Chuck Price, CEO of Measurable SEO, jumped right into SEO in the Boardroom. He began his presentation by emphasizing that success in SEO no longer merely means being at the top of Page 1. Although SERPs are still a good indicator of success, you cannot judge overall success by these metrics alone.

Synchronize Business and SEO

?Business and SEO must be in sync. No buy-in, no sale,? Price said. ?If you cannot achieve buy-in from C-Suite, you will not attract the budget to execute your awesome marketing plan.?

He began the discussion asking ?Remember when it was easy to demonstrate SEO value?? It used to be Page 1 Ranking = Success. Today, rankings and traffic need to yield measurable improvement in revenues and profits. Price used several key topics to illustrate exactly how SEO can positively impact the bottom line.

SEO is Multi-Faceted

Price credited Eric Schmidt of Google, author of "The New Digital Age", due to be released on April 23, 2013 with the quote ?Authorship is the next big thing?. Price explained that essentially authorship = rankings, lack of authorship = anonymity.

Price emphasizes ranking on the long tail, not just head phrases. He also mentioned the value of other assets, explaining an optimized photo can now get more clicks than a page when properly optimized.

He encourages SEO professionals to tap into visibility metrics to identify top content in order to replicate and expand it, and identify the weakest content to be eliminated or revamped. In the context of referrals, Price recommends identifying ?most linked to? content and marketing it to attract organic referrals.

Price also offered a stream of valuable tips.

How to Promote Consensus Around SEO

  • Find a Cheerleader:?Leverage social media, relationships to create an internal champion for your cause.
  • Objections are inevitable:?Be prepared to show ROI with Plan A, have a back-up Plan B and C if budget is an issue.
  • Neutralize Naysayers:?People don't like change. Seek someone that person trusts to help you win them over.
  • Offer Metrics-Based Engagement:?No performance, no payment.
  • Show you have their best interest in mind:?Develop a track-record of generous contributions, and be prepared to remind them of your contribution and attention.
  • Timing is Everything:?Getting it right means asking lots of questions and offering the right solution at the right time.
  • Don?t Abandon Good Ideas:?If your ideas don?t get buy-in the first time, it doesn?t mean they were bad ideas. Be prepared to try later, or adapt to circumstances.
  • Make Proposal Simple and Clear:?Present proposals on a single page, perhaps with a link to the details. This increases understanding of the offer.
  • Co-Create the Solution with the C-Suite:?Sometimes you need to approach the project as a team, be prepared to collaborate your way to a solution.
  • Best Outcomes from Relationships and Team Collaboration:?All parties are more likely to be on board with the plan, and make sure it happens.
  • What?s in it For Me:?Articulate how they will benefit from the proposed solution.
  • Manage What You Measure:?Invest in what will directly impact how you will measure success (rank, keywords, landing pages, organic traffic, etc.)

Price stated that he believes that achieving the top of Page 1 may require deviation from Webmaster guidelines and the risk of a penalty by Google. I would add that the comfort level with this approach may vary by organization.

3 Tools for Measuring SEO

There were three tools mentioned by Price that SEO pros may find useful:

seoroicalculator-from-active-web-group

SEO ROI and Cost of Customer Acquisition Calculator

seoroicalculator-com

SEO ROI Calculator

custom-google-analytics-report-sharing-jill-whalen

Custom Reports ? SEO Dashboard via Jill Whalen


ClickZ & Efectyv Marketing

Convergence Analytics: Digital Measurement in Transition
This joint report by ClickZ and Efectyv Marketing seeks to identify how the evolution of digital analytics affects and challenges practitioners, vendors, and investors. Download it today!

Source: http://searchenginewatch.com/article/2258019/Selling-SEO-to-the-C-Suite

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Friday, March 29, 2013

Prosecutors not ready to agree to Holmes plea

FILE - In this March 12, 2013 file photo, James Holmes, left, and defense attorney Tamara Brady appear in district court in Centennial, Colo. for his arraignment. Prosecutors say they are not are ready to accept an offer from Colorado theater shooting suspect James Holmes to plead guilty in exchange for avoiding the death penalty. In a court filing Thursday, March 28, 2013 prosecutors criticized defense attorneys for publicizing Holmes' offer to plead guilty. (AP Photo/The Denver Post, RJ Sangosti, Pool, File)

FILE - In this March 12, 2013 file photo, James Holmes, left, and defense attorney Tamara Brady appear in district court in Centennial, Colo. for his arraignment. Prosecutors say they are not are ready to accept an offer from Colorado theater shooting suspect James Holmes to plead guilty in exchange for avoiding the death penalty. In a court filing Thursday, March 28, 2013 prosecutors criticized defense attorneys for publicizing Holmes' offer to plead guilty. (AP Photo/The Denver Post, RJ Sangosti, Pool, File)

(AP) ? Prosecutors said Thursday they are not ready to accept an offer from Colorado theater shooting suspect James Holmes to plead guilty in exchange for avoiding the death penalty.

In a court filing, prosecutors criticized defense attorneys for publicizing Holmes' offer to plead guilty, calling it a ploy meant to draw the public and the judge into what should be private plea negotiations.

They say the defense has "steadfastly and repeatedly" refused to provide key details they need to consider a plea.

No agreement exists, and one "is extremely unlikely based on the present information available to the prosecution."

Legal experts say the case pivots on whether Holmes was legally insane when he opened fire in a packed theater in Aurora, killing 12 people.

Holmes' attorneys disclosed in a court filing Wednesday that their client has offered to plead guilty to killing 12 people at a midnight screening of the latest Batman movie, but only if he wouldn't be executed.

Prosecutors say defense attorneys are trying to pull the judge into a possible plea agreement, and criticized comments to the media, including The Associated Press, from Doug Wilson, who heads the state public defenders' office.

Wilson didn't immediately return a call Thursday.

George Brauchler, the current Arapahoe County DA, is scheduled to announce Monday whether he will seek the death penalty for Holmes. Brauchler hasn't publicly revealed his plans. He has refused repeatedly to comment on the case, citing the gag order and his spokesman didn't immediately return a call Thursday evening.

Pierce O'Farrill, who was shot three times, said he would welcome an agreement that would imprison Holmes for life. The years of court struggles ahead would likely be an emotional ordeal for victims, he said.

"I don't see his death bringing me peace," O'Farrill said. "To me, my prayer for him was that he would spend the rest of his life in prison and hopefully, in all those years he has left, he could find God and ask for forgiveness himself."

A plea bargain would bring finality to the case fairly early so victims and their families can avoid the prolonged trauma of not knowing what will happen, said Dan Recht, a past president of the Colorado Criminal Defense Bar.

"The defense, by making this public pleading, is reaching out to the victims' families," he said.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-03-28-Colorado%20Shooting/id-b0287a132d224de5a1cf3ce04c601e75

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Gyft opens up to developers, offers sign-up page for APIs

Gyft opens up to developers, offers signup page for APIs

Gyft, the mobile platform that lets users buy, send and store virtual gift cards, is now giving developers a crack at its APIs. Launched late last year on Android and iOS, the service currently counts its retail partnerships in the hundreds and is looking to extend its reach to other applications, websites and, most importantly, the realm of mobile gaming. Gyft CEO Vinny Lingham, hopes mobile game devs will embrace the platform as a means of facilitating in-app purchases -- a move that would help to eliminate external charges from other billing services. Already, devs are lining up to use Gyft's APIs, with the first integration live on Yappem, a B2B social network, and "about 10 more" planned to go live next month.

Filed under: , ,

Comments

Source: TechCrunch, Gyft

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/Yg5kxb5B8gs/

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John Green contributes to book about cancer victim

NEW YORK (AP) ? Young adult author John Green has written an introduction for a book about the teen cancer victim to whom he dedicated his best-selling novel "The Fault in Our Stars."

Penguin Young Readers Group announced Thursday that it will publish "This Star Won't Go Out: The Life and Words of Esther Grace Earl" in early 2014. Along with Green's introduction, the book will compile writings and sketches by the girl from Quincy, Mass., known for the YouTube video journal about her terminal illness.

Esther died in 2010 at 16.

Green and J.K. Rowling were among her admirers.

The book is named for the foundation started in Esther's memory, "This Star Won't Go Out." Penguin will donate to the foundation, which aids families with children who have cancer.

___

Online:

Foundation: www.tswgo.org

Source: http://news.yahoo.com/john-green-contributes-book-cancer-victim-100051972.html

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Dana-Farber Scientists find potential loophole in pancreatic cancer defenses

Thursday, March 28, 2013

Dana-Farber Cancer Institute scientists and colleagues have discovered that pancreatic cancer cells' growth and spread are fueled by an unusual metabolic pathway that someday might be blocked with targeted drugs to control the deadly cancer.

Cancer cells are known to "rewire" their metabolic circuits differently from normal cells to provide energy for cancerous growth. A study published today in Naturereveals that pancreatic tumor cells are dependent on an amino acid, glutamine, which they utilize via a molecular pathway that has no apparent backup system.

"Pancreatic cancer cells have painted themselves into a metabolic bottleneck," said Dana-Farber's Alec Kimmelman, MD, PhD, co-senior author of the publication with Lewis Cantley, PhD, of Weill Cornell Medical College. Their research showed "that if you suppress any enzyme in that pathway, the cancer cells cannot effectively compensate and they can no longer grow," Kimmelman said.

Moreover, the investigators said, this novel glutamine pathway in pancreatic tumors does not appear to be important for normal cells, suggesting that inhibitor drugs could block cancer cells' growth without harming healthy tissues and organs.

"We don't have a drug to do this in humans," Kimmelman said, "but we are working on inhibitors of enzymes in the glutamine pathway."

The research showed that the cancer gene KRAS, which is the "signature" genetic mutation occurring in pancreatic cancer, directs the metabolic rewiring that creates the tumors' dependence on the glutamine pathway. KRAS, Kimmelman explained, changes the expression of key enzymes that maintain this pathway.

Pancreatic cancer is one of the most lethal and treatment-resistant of all cancers, with a dismal survival rate, and scientists have been searching for any vulnerability that could be exploited. One of the newer strategies in cancer research is studying the metabolic differences between cancer cells and normal cells with the goal of depriving tumors of their fuel.

In order to grow, cells must prevent the accumulation of damaging oxygen "free radicals," and they do so by maintaining a chemical "redox balance." The researchers found that when they blocked any of several enzyme reactions in the glutamine pathway, it undermined redox balance and suppressed the growth of human pancreatic cancer cells transplanted to mice.

If drugs can be developed to shut down the glutamine pathway, Kimmelman suggested, they might make pancreatic tumors more susceptible to standard treatments, such as radiation and chemotherapy, that cause free radicals to accumulate in cancer cells.

###

Dana-Farber Cancer Institute: http://www.dfci.harvard.edu

Thanks to Dana-Farber Cancer Institute for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/127494/Dana_Farber_Scientists_find_potential_loophole_in_pancreatic_cancer_defenses

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Thursday, March 28, 2013

New iPhone apps worth downloading: Mobli and The Washington Post for iPad updates, Dragon City

Start out your daily app downloads with Mobli, a photo- and video-sharing app that brings you lots of options for the memories you capture. We've also got the newly updated and redesigned Washington Post for iPad for all your news needs, and Dragon City, a management game in which you build a city, raise dragons, and use them to fight other dragons.


Also on Appolicious

Zinio put together a survival guide for magazine lovers, now that many magazine and newspaper publishers are embracing digital. Read about their counsel in this Guest Post.


Mobli update (Free)

MobliWhat?s it about? Share photos and videos better with Mobli, a social network that doesn't crop your photos or limit the length of video you can share on it or other networks.

What?s cool? The main function of Mobli is to share your life as it's happening. The app makes it quick and easy to snap photos and shoot videos, lay down a quick caption, add some hashtags to make the image easier to categorize, and share it with others. Mobli is a social network unto itself, but you can also easily share what you snap or shoot on other networks such as Facebook and Twitter. Best of all, though, there's no limit on the size of photos or the length of videos you post, and includes its own photo and video filters, smart hashtag suggestions, and even filters that are specific to certain locations and events in the Mobli community. The app's latest update beefs up its privacy controls, adds new filters, enhances social sharing on Facebook and Twitter, and adds new camera features for photos and video.

Who?s it for? If you're a fan of capturing everything with your iPhone or iPad, Mobli will help you do it, as well as help you share it.

What?s it like? Try Instagram for more photo-sharing power (and a huge, growing social community), and SocialCam for a more video-focused approach.

The Washington Post for iPadWhat?s it about? The Washington Post brings its newspaper to iPads with the help of Apple's Newsstand feature, bringing users their daily dose of news.

What?s cool? The Washington Post doesn't need a ton of introduction ? if you're familiar with newspapers, you're familiar with one of the biggest in the U.S. ? but its iPad app deserves a place on your radar. The digital version of the paper brings everything print subscribers get, with all the day's top news, videos and other multimedia, more than 40 comic strips, blog posts and instant access to Twitter, as well as an offline mode for reading when you don't have an Internet connection. The Washington Post's latest update brings it into Apple's Newsstand, with a whole new design that brings the entire print edition into an interactive digital format and adds all the Washington Post blogs from its website. The app is also offered for free as a promotion until this summer.

Who?s it for? Fans of The Washington Post in print shouldn't miss the chance to read it on their iPads for free.

What?s it like? For more great digital versions of newspapers, check out USA TODAY's and The New York Times' apps.

Dragon City MobileWhat?s it about? Part management sim, part pet battle game, Dragon City has players building and maintaining a ? you guessed it ? dragon city and then using the dragons raised there to fight other dragons.

What?s cool? Making the leap from Facebook to iOS, Dragon City puts players in the role of the manager of a city with a number of structures dedicated to raising dragons. Your job is to use your city to earn money that can be spent to expand it, and as you do so, you'll get new dragons to collect and use in battles against other dragons. The battles are turn-based, just like favorite monster battle titles such as Pokemon, and Dragon City has the benefit of being completely linked to the Facebook version ? so if you're a fan of that, you can still interact with friends and continue the city you've been building on the social network.

Who?s it for? If you like free-to-play management games, check out Dragon City.

What?s it like? Check out Monster Life and Pocket Summoner for some more monster-battling action.

Download the Appolicious Android app

Source: http://www.appolicious.com/tech/articles/13338-new-iphone-apps-worth-downloading-mobli-and-the-washington-post-for-ipad-updates-dragon-city

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Study: Health law to raise claims cost 32 percent

FILE - In this March 23, 2010 file photo, Marcelas Owens of Seattle, left, Rep. John Dingell, D-Mich., right, and others, look on as President Barack Obama signs the health care bill in the East Room of the White House in Washington. Medical claims costs _ the biggest driver of health insurance premiums _ will jump an average 32 percent for individual policies under President Barack Obama?s overhaul, according to a study by the nation?s leading group of financial risk analysts. Recently released to its members, the report from the Society of Actuaries could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act. (AP Photo/J. Scott Applewhite, File)

FILE - In this March 23, 2010 file photo, Marcelas Owens of Seattle, left, Rep. John Dingell, D-Mich., right, and others, look on as President Barack Obama signs the health care bill in the East Room of the White House in Washington. Medical claims costs _ the biggest driver of health insurance premiums _ will jump an average 32 percent for individual policies under President Barack Obama?s overhaul, according to a study by the nation?s leading group of financial risk analysts. Recently released to its members, the report from the Society of Actuaries could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act. (AP Photo/J. Scott Applewhite, File)

Map shows projected change in medical claim costs by

(AP) ? A new study finds that insurance companies will have to pay out an average of 32 percent more for medical claims under President Barack Obama's health care overhaul.

What does that mean for you?

It could increase premiums for at least some Americans.

If you are uninsured, or you buy your policy directly from an insurance company, you should pay attention.

But if you have an employer plan, like most workers and their families, odds are you don't have much to worry about.

The estimates from the Society of Actuaries could turn into a political headache for the Obama administration at a time when much of the country remains skeptical of the Affordable Care Act.

The administration is questioning the study, saying it doesn't give a full picture ? and costs will go down.

Actuaries are financial risk professionals who conduct long-range cost estimates for pension plans, insurance companies and government programs.

The study says claims costs will go up largely because sicker people will join the insurance pool. That's because the law forbids insurers from turning down those with pre-existing medical problems, effective Jan. 1. Everyone gets sick sooner or later, but sicker people also use more health care services.

"Claims cost is the most important driver of health care premiums," said Kristi Bohn, an actuary who worked on the study. Spending on sicker people and other high-cost groups will overwhelm an influx of younger, healthier people into the program, said the report.

The Obama administration challenged the design of the study, saying it focused only on one piece of the puzzle and ignored cost relief strategies in the law, such as tax credits to help people afford premiums and special payments to insurers who attract an outsize share of the sick.

The study also doesn't take into account the potential price-cutting effect of competition in new state insurance markets that will go live Oct. 1, administration officials said.

At a White House briefing Tuesday, Health and Human Services Secretary Kathleen Sebelius said some of what passes for health insurance today is so skimpy it can't be compared to the comprehensive coverage available under the law. "Some of these folks have very high catastrophic plans that don't pay for anything unless you get hit by a bus," she said. "They're really mortgage protection, not health insurance."

Sebelius said the picture on premiums won't start coming into focus until insurers submit their bids. Those results may not be publicly known until late summer.

Another striking finding of the report was a wide disparity in cost impact among the states.

While some states will see medical claims costs per person decline, the report concluded that the overwhelming majority will see double-digit increases in their individual health insurance markets, where people purchase coverage directly from insurers.

The differences are big. By 2017, the estimated increase would be 62 percent for California, about 80 percent for Ohio, more than 20 percent for Florida and 67 percent for Maryland. Much of the reason for the higher claims costs is that sicker people are expected to join the pool, the report said.

Part of the reason for the wide disparities is that states have different populations and insurance rules. In the relatively small number of states where insurers were already restricted from charging higher rates to older, sicker people, the cost impact is less.

The report did not make similar estimates for employer plans that most workers and families rely on. That's because the primary impact of Obama's law is on people who don't have coverage through their jobs.

A prominent national expert, recently retired Medicare chief actuary Rick Foster, said the report does "a credible job" of estimating potential enrollment and costs under the law, "without trying to tilt the answers in any particular direction."

"Having said that," Foster added, "actuaries tend to be financially conservative, so the various assumptions might be more inclined to consider what might go wrong than to anticipate that everything will work beautifully." Actuaries use statistics and economic theory to make long-range cost projections for insurance and pension programs sponsored by businesses and government. The society is headquartered near Chicago.

Bohn, the actuary who worked on the study, acknowledged it did not attempt to estimate the effect of subsidies, insurer competition and other factors that could offset cost increases. She said the goal was to look at the underlying cost of medical care.

"We don't see ourselves as a political organization," Bohn added. "We are trying to figure out what the situation at hand is."

On the plus side, the report found the law will cover more than 32 million currently uninsured Americans when fully phased in. And some states ? including New York and Massachusetts ? will see double-digit declines in costs for claims in the individual market.

Uncertainty over costs has been a major issue since the law passed three years ago, and remains so just months before a big push to cover the uninsured gets rolling Oct. 1. Middle-class households will be able to purchase subsidized private insurance in new marketplaces, while low-income people will be steered to Medicaid and other safety net programs. States are free to accept or reject a Medicaid expansion also offered under the law.

___

AP White House Correspondent Julie Pace contributed to this report.

___

Online:

Society of Actuaries: http://www.soa.org/NewlyInsured/

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2013-03-27-Health%20Overhaul%20Costs/id-9d109e82a3a04ca79b611699934b6f2d

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Study: Health overhaul to raise claims cost 32 pct

FILE - In this March 23, 2010 file photo, Marcelas Owens of Seattle, left, Rep. John Dingell, D-Mich., right, and others, look on as President Barack Obama signs the health care bill in the East Room of the White House in Washington. Medical claims costs _ the biggest driver of health insurance premiums _ will jump an average 32 percent for individual policies under President Barack Obama?s overhaul, according to a study by the nation?s leading group of financial risk analysts. Recently released to its members, the report from the Society of Actuaries could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act. (AP Photo/J. Scott Applewhite, File)

FILE - In this March 23, 2010 file photo, Marcelas Owens of Seattle, left, Rep. John Dingell, D-Mich., right, and others, look on as President Barack Obama signs the health care bill in the East Room of the White House in Washington. Medical claims costs _ the biggest driver of health insurance premiums _ will jump an average 32 percent for individual policies under President Barack Obama?s overhaul, according to a study by the nation?s leading group of financial risk analysts. Recently released to its members, the report from the Society of Actuaries could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act. (AP Photo/J. Scott Applewhite, File)

Map shows projected change in medical claim costs by

(AP) ? Insurance companies will have to pay out an average of 32 percent more for medical claims on individual health policies under President Barack Obama's overhaul, the nation's leading group of financial risk analysts has estimated.

That's likely to increase premiums for at least some Americans buying individual plans.

The report by the Society of Actuaries could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act.

While some states will see medical claims costs per person decline, the report concluded the overwhelming majority will see double-digit increases in their individual health insurance markets, where people purchase coverage directly from insurers.

The disparities are striking. By 2017, the estimated increase would be 62 percent for California, about 80 percent for Ohio, more than 20 percent for Florida and 67 percent for Maryland. Much of the reason for the higher claims costs is that sicker people are expected to join the pool, the report said.

The report did not make similar estimates for employer plans, the mainstay for workers and their families. That's because the primary impact of Obama's law is on people who don't have coverage through their jobs.

The administration questions the design of the study, saying it focused only on one piece of the puzzle and ignored cost relief strategies in the law such as tax credits to help people afford premiums and special payments to insurers who attract an outsize share of the sick. The study also doesn't take into account the potential price-cutting effect of competition in new state insurance markets that will go live on Oct. 1, administration officials said.

At a White House briefing on Tuesday, Health and Human Services Secretary Kathleen Sebelius said some of what passes for health insurance today is so skimpy it can't be compared to the comprehensive coverage available under the law. "Some of these folks have very high catastrophic plans that don't pay for anything unless you get hit by a bus," she said. "They're really mortgage protection, not health insurance."

A prominent national expert, recently retired Medicare chief actuary Rick Foster, said the report does "a credible job" of estimating potential enrollment and costs under the law, "without trying to tilt the answers in any particular direction."

"Having said that," Foster added, "actuaries tend to be financially conservative, so the various assumptions might be more inclined to consider what might go wrong than to anticipate that everything will work beautifully." Actuaries use statistics and economic theory to make long-range cost projections for insurance and pension programs sponsored by businesses and government. The society is headquartered near Chicago.

Kristi Bohn, an actuary who worked on the study, acknowledged it did not attempt to estimate the effect of subsidies, insurer competition and other factors that could mitigate cost increases. She said the goal was to look at the underlying cost of medical care.

"Claims cost is the most important driver of health care premiums," she said.

"We don't see ourselves as a political organization," Bohn added. "We are trying to figure out what the situation at hand is."

On the plus side, the report found the law will cover more than 32 million currently uninsured Americans when fully phased in. And some states ? including New York and Massachusetts ? will see double-digit declines in costs for claims in the individual market.

Uncertainty over costs has been a major issue since the law passed three years ago, and remains so just months before a big push to cover the uninsured gets rolling Oct. 1. Middle-class households will be able to purchase subsidized private insurance in new marketplaces, while low-income people will be steered to Medicaid and other safety net programs. States are free to accept or reject a Medicaid expansion also offered under the law.

Obama has promised that the new law will bring costs down. That seems a stretch now. While the nation has been enjoying a lull in health care inflation the past few years, even some former administration advisers say a new round of cost-curbing legislation will be needed.

Bohn said the study overall presents a mixed picture.

Millions of now-uninsured people will be covered as the market for directly purchased insurance more than doubles with the help of government subsidies. The study found that market will grow to more than 25 million people. But costs will rise because spending on sicker people and other high-cost groups will overwhelm an influx of younger, healthier people into the program.

Some of the higher-cost cases will come from existing state high-risk insurance pools. Those people will now be able to get coverage in the individual insurance market, since insurance companies will no longer be able to turn them down. Other people will end up buying their own plans because their employers cancel coverage. While some of these individuals might save money for themselves, they will end up raising costs for others.

Part the reason for the wide disparities in the study is that states have different populations and insurance rules. In the relatively small number of states where insurers were already restricted from charging higher rates to older, sicker people, the cost impact is less.

"States are starting from different starting points, and they are all getting closer to one another," said Bohn.

The study also did not model the likely patchwork results from some states accepting the law's Medicaid expansion while others reject it. It presented estimates for two hypothetical scenarios in which all states either accept or reject the expansion.

Larry Levitt, an insurance expert with the nonpartisan Kaiser Family Foundation, reviewed the report and said the actuaries need to answer more questions.

"I'd generally characterize it as providing useful background information, but I don't think it's complete enough to be treated as a projection," Levitt said. The conclusion that employers with sicker workers would drop coverage is "speculative," he said.

Another caveat: The Society of Actuaries contracted Optum, a subsidiary of UnitedHealth Group, to do the number-crunching that drives the report. United also owns the nation's largest health insurance company. Bohn said the study reflects the professional conclusions of the society, not Optum or its parent company.

___

AP White House Correspondent Julie Pace contributed to this report.

Online:

Society of Actuaries __ http://www.soa.org/NewlyInsured/

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2013-03-26-Health%20Overhaul%20Costs/id-71f9eb44c0d2421eaed52447477199d6

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Wednesday, March 27, 2013

The Same-Sex Marriage Logo Is Now a Meme

Mar 26 (Reuters) - Leading money winners on the 2013 PGATour on Monday (U.S. unless stated): 1. Tiger Woods $3,787,600 2. Brandt Snedeker $2,859,920 3. Matt Kuchar $2,154,500 4. Steve Stricker $1,820,000 5. Phil Mickelson $1,650,260 6. Hunter Mahan $1,553,965 7. John Merrick $1,343,514 8. Dustin Johnson $1,330,507 9. Russell Henley $1,313,280 10. Kevin Streelman $1,310,343 11. Keegan Bradley $1,274,593 12. Charles Howell III $1,256,373 13. Michael Thompson $1,254,669 14. Brian Gay $1,171,721 15. Justin Rose $1,155,550 16. Jason Day $1,115,565 17. Chris Kirk $1,097,053 18. ...

Source: http://news.yahoo.com/same-sex-marriage-logo-now-meme-193343447--politics.html

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Hybrid ribbons a gift for powerful batteries

Tuesday, March 26, 2013

Hybrid ribbons of vanadium oxide (VO2) and graphene may accelerate the development of high-power lithium-ion batteries suitable for electric cars and other demanding applications.

The Rice University lab of materials scientist Pulickel Ajayan determined that the well-studied material is a superior cathode for batteries that could supply both high energy density and significant power density. The research appears online this month in the American Chemical Society journal Nano Letters.

The ribbons created at Rice are thousands of times thinner than a sheet of paper, yet have potential that far outweighs current materials for their ability to charge and discharge very quickly. Cathodes built into half-cells for testing at Rice fully charged and discharged in 20 seconds and retained more than 90 percent of their initial capacity after more than 1,000 cycles.

"This is the direction battery research is going, not only for something with high energy density but also high power density," Ajayan said. "It's somewhere between a battery and a supercapacitor."

The ribbons also have the advantage of using relatively abundant and cheap materials. "This is done through a very simple hydrothermal process, and I think it would be easily scalable to large quantities," he said.

Ajayan said vanadium oxide has long been considered a material with great potential, and in fact vanadium pentoxide has been used in lithium-ion batteries for its special structure and high capacity. But oxides are slow to charge and discharge, due to their low electrical conductivity. The high-conductivity graphene lattice that is literally baked in solves that problem nicely, he said, by serving as a speedy conduit for electrons and channels for ions.

The atom-thin graphene sheets bound to the crystals take up very little bulk. In the best samples made at Rice, fully 84 percent of the cathode's weight was the lithium-slurping VO2, which held 204 milliamp hours of energy per gram. The researchers, led by Rice graduate student Yongji Gong and lead author Shubin Yang, said they believe that to be among the best overall performance ever seen for lithium-ion battery electrodes.

"One challenge to production was controlling the conditions for the co-synthesis of VO2 ribbons with graphene," Yang said. The process involved suspending graphene oxide nanosheets with powdered vanadium pentoxide (layered vanadium oxide, with two atoms of vanadium and five of oxygen) in water and heating it in an autoclave for hours. The vanadium pentoxide was completely reduced to VO2, which crystallized into ribbons, while the graphene oxide was reduced to graphene, Yang said. The ribbons, with a web-like coating of graphene, were only about 10 nanometers thick, up to 600 nanometers wide and tens of micrometers in length.

"These ribbons were the building blocks of the three-dimensional architecture," Yang said. "This unique structure was favorable for the ultrafast diffusion of both lithium ions and electrons during charge and discharge processes. It was the key to the achievement of excellent electrochemical performance."

In testing the new material, Yang and Gong found its capacity for lithium storage remained stable after 200 cycles even at high temperatures (167 degrees Fahrenheit) at which other cathodes commonly decay, even at low charge-discharge rates.

"We think this is real progress in the development of cathode materials for high-power lithium-ion batteries," Ajayan said, suggesting the ribbons' ability to be dispersed in a solvent might make them suitable as a component in the paintable batteries developed in his lab.

###

Rice University: http://media.rice.edu

Thanks to Rice University for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/127455/Hybrid_ribbons_a_gift_for_powerful_batteries

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Remains of the Day: The iPhone Finally Comes to T-Mobile

Remains of the Day: The iPhone Finally Comes to T-MobileT-Mobile is finally getting the iPhone this Spring, some Windows 8 apps have a Google problem, Chrome gets better at spelling, and Xbox Music gets an update.

  • T-Mobile Un-leashes iPhone 5 With Incredible New Pricing and No Annual Contracts Today T-Mobile announced two major changes to its offerings. First, the company announced that it will begin to offer the iPhone to its customers on Friday, April 12. Customers can purchase the phone at its full, unsubsidized price (starting at $580) or with a $99 downpayment, with the rest to be paid in monthly installments. Also announced were new, streamlined Simple Choice plans that come with no annual contracts and unlimited talk/text and tiered 4G data?data will never be cut off, but throttled back to 2G/Edge. [T-Mobile]
  • Windows 8 Mail Update Now Available, Google Calendar Support Removed for Existing Users An update to the Windows 8 Mail, Calendar, and People apps has removed access to Google's Exchange ActiveSync protocol, barring users from syncing to Google Calendar, including those who had used the Windows 8 apps to set up Google accounts before the January 30th cutoff. [The Verge]
  • Oodles of Improvements to Chrome's Spell Checking Today's Chrome Stable release brings improved spell checking to the browser. The dictionaries have been refreshed for all supported languages, and Korean, Tamil, and Albanian have been added to the list. [Google Chrome Blog]
  • Xbox Music Updated With Volume Control, Cloud Sync Options, and Performance Improvements An update to the Xbox Music app brings independent volume controls and improved cloud control features like a preferences panel that syncs across all of your Xbox Music devices. [The Verge]
  • Introducing Pocket for Publishers: A New Way to Embrace ?Save for Later' Today Pocket launched Pocket for Publishers, a free tool for developers built for analytics and integrating Pocket into their products. Included is a new "Save to Pocket" button for web sites and support for paying customers of paywalled sites to access content through Pocket. [Pocket]

Photo by photastic (Shutterstock), a2bb5s (Shutterstock), and Feng Yu (Shutterstock).

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/b5PeWKPjGn8/remains-of-the-day-the-iphone-finally-comes-to-t+mobile

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Tuesday, March 26, 2013

Switched On: Higher stakes, higher ground for crowdfunding, part 1

Each week Ross Rubin contributes Switched On, a column about consumer technology.

DNP Switched On Higher states, higher ground for crowdfunding, part 1

The power of crowdfunding is that, by aggregating relatively modest donations from what is often hundreds or even thousands of backers, consumers can help artists and inventors turn ideas or concepts into reality. The Pebble smartwatch that set the record for funds raised on Kickstarter was noteworthy for breaking the $10 million barrier. That money, though, came from nearly 69,000 backers.

Today, the two biggest crowdfunding destinations, Indiegogo and Kickstarter, offer different approaches to what gets presented on their sites. Indiegogo is a completely open site; there is virtually no screening of projects. Kickstarter, on the other hand, is a curated site. Projects must meet a range of criteria. As co-founder Yancey Strickler recently explained at Engadget Expand, the roots of Kickstarter were in the funding of creative and social pursuits. Kickstarter has been a haven for artists such as photographers looking to create a photo book or musicians seeking to cut a first album or create a music video.

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Source: http://www.engadget.com/2013/03/24/higher-states-higher-ground-for-crowdfunding/

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Sunday, March 24, 2013

Indian company wins Almadar business support contract | Libya ...

Tripoli, ?23 March 2013:

Libyan mobile operator Almadar has awarded a contract to Indian financial software company Subex to provide it with a revenue assurance and fraud management system.

The Bangalore?based company, which provides business support systems for communications service providers, says it won the bid to provide its Revenue Operations Center (ROC) system in a competitive tendering process.

The system helps sustain profitable growth and sound financial health through a series of operations including revenue assurance, fraud management, credit risk management and inter-party settlement.

?We are taking a fresh approach to our business proposition and it was important to build the right ecosystem. As a first step, we have chosen the ROC Revenue Assurance and Fraud Management solutions from Subex?, said Jamal Hegag, chairman of Almadar. ?Subex?s experience in the global revenue and fraud management space is unparalleled and we are confident that this engagement will enable us to our business in a more effective manner?.

?Libya is an interesting telecom market with a lot of potential,? said Vinod Kumar, Chief Operating Officer, Subex. Our market leadership and strong domain capabilities in the area of Revenue Assurance and Fraud Management help us enable our customers to realize operational efficiencies and improve profits.?

Subex claims that ROC Revenue Assurance is ?the telecom industry?s first revenue assurance solution that simplifies RA?. It with the entire revenue chain and speeds up the process of revenue recovery.

ROC Fraud Management detects known fraud types as well as patterns of unusual behaviour, helps investigate these unusual patterns for potential fraud, and uses the knowledge, thus generated, to upgrade and protect against future intrusions.

Subex?s customers include 33 of the world?s 50 biggest telecommunications service providers worldwide.

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Source: http://www.libyaherald.com/2013/03/23/indian-company-wins-almadar-business-support-contract/

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U.S., Afghanistan reach agreement on prison transfer: Pentagon

WASHINGTON (Reuters) - The United States agreed on Saturday to transfer to Afghan control a prison that houses insurgents and other dangerous inmates adjacent to Bagram airfield, the Pentagon said.

The agreement, reached after a week of intensified negotiations between U.S. and Afghan officials, calls for the formal transfer to take place on Monday and includes assurances that inmates who pose a danger to Afghans and international forces will continue to be detained under Afghan law.

Defense Secretary Chuck Hagel spoke with Afghan President Hamid Karzai by telephone about the Parwan Detention Facility, a point of increasing friction between the two countries.

"The secretary welcomed President Karzai's commitment that the transfer will be carried out in a way that assures the safety of the Afghan people and coalition forces by keeping dangerous individuals detained in a secure and humane manner in accordance with Afghan law," Pentagon spokesman George Little said in a statement.

The United States last year agreed to hand over responsibility for most of the more than 3,000 detainees at the prison to Afghanistan and held a transfer ceremony in September. But U.S. soldiers remained at the prison and controlled the area around it.

A formal ceremony transferring the last prisoners to Afghan custody collapsed at the last minute two weeks ago when General Joseph Dunford, the U.S. head of international forces in Afghanistan, called it off because Karzai rejected part of the transfer deal.

The collapse provoked an angry response from Karzai and embarrassed both sides as Hagel was starting his first official visit to the country as defense secretary.

Hagel pushed for intensified negotiations over the past to resolve the outstanding areas of disagreement.

(Reporting by David Alexander; Editing by Doina Chiacu)

Source: http://news.yahoo.com/u-afghanistan-reach-agreement-prison-transfer-pentagon-024656856.html

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US to Continue Support of Syrian Opposition

Secretary of State John Kerry says he was sorry to learn that the leader of the Western-backed Syrian opposition coalition has resigned, but that it won't affect the U.S. effort to try to force Syrian President Bashar Assad to step down.

Mouaz al-Khatib (moo-AZ' al-khah-TEEB'), the leader of the Syrian National Coalition, announced his plans Sunday, citing what he called insufficient international support.

Kerry, who made an unannounced visit to Iraq on Sunday, says the U.S. will continue to work with opposition leadership on the delivery of aid. Kerry told reporters that such a transition in such an opposition group inevitable and that Khatib's departure doesn't change U.S. policy. Kerry said the fight is about, quote, "an opposition that is bigger than one person and that opposition will continue."

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Source: http://news.yahoo.com/us-continue-support-syrian-opposition-135204354.html

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Arianna Huffington: Sunday Roundup

This week, President Obama gave a well-received tough-love speech in Israel, Syria may or may not have used chemical weapons, and Cyprus was given until Monday to come up with a restructuring Plan B after its parliament rejected Plan A: a 10 percent "haircut" tax on bank deposits over $100,000. Even more suspect than the health of Cyprus' banks is the decision-making on how to save them. "Impressively stupid" is how Cyprus.com described the EU's ambush of newly-elected (and pro-EU) President Anastassiades with a plan that -- by grabbing insured deposits -- would damage bank confidence throughout the EU. How can leaders make decisions this "impressively stupid?" As Felix Salmon writes, it was a move "born of an unholy combination of procrastination, blackmail, and sleep-deprived gamesmanship." For proof that this kind of decision making isn't exclusive to Europe, this week was also the 10th anniversary of one of the most "impressively stupid" and profoundly tragic decisions in U.S. history: the invasion of Iraq.

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Source: http://www.huffingtonpost.com/arianna-huffington/sunday-roundup_274_b_2940103.html

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2 popes meet for lunch for 1st time in 600 years

CASTEL GANDOLFO, Italy (AP) ? Crowds are beginning to gather in the central square of Castel Gandolfo to catch a glimpse of history: Two popes meeting for lunch and presumably discussing the future of the Catholic Church.

Pope Francis was to fly by helicopter Saturday to the papal residence in the Alban Hills south of Rome where Pope emeritus Benedict XVI has been living since resigning Feb. 28, the first pope to step down in 600 years.

Benedict's dramatic departure that day ? flying by helicopter with his weeping secretary by his side and circling St. Peter's Square in a final goodbye ? is one of the most evocative images of this remarkable papal transition.

The Vatican is downplaying the luncheon in keeping with Benedict's desire to remain "hidden from the world."

Source: http://news.yahoo.com/2-popes-meet-lunch-1st-time-600-years-102158158.html

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